Rates are abstract until you put a number on them. Below are two illustrative cases — a €200k and a €500k earner — comparing a typical high-tax European base with the 10/10/10 Method™. The figures are rounded and illustrative, not a quote; the point is the shape of the gap.
The assumptions
- High-tax base: an effective ~45% on the income, a common blended reality in Western Europe.
- 10/10/10 Method™: 10% corporate tax on company profit, then 5% on the dividend distributed to you — roughly 14.5% effective on distributed profit.
- Third pillar: reserves held in Georgian high-yield banking earning 10%+ gross, versus near-0% in a typical euro account.
The €200k earner
On €200,000 of profit:
- High-tax base (~45%): ~€90,000 to tax, ~€110,000 kept.
- 10/10/10 Method™ (~14.5%): €20,000 corporate tax, then €9,000 dividend tax — ~€171,000 kept.
That is roughly €60,000 a year more in your hands, before the savings pillar does anything.
The €500k earner
On €500,000 of profit:
- High-tax base (~45%): ~€225,000 to tax, ~€275,000 kept.
- 10/10/10 Method™ (~14.5%): €50,000 corporate tax, then ~€22,500 dividend tax — ~€427,500 kept.
A difference of roughly €150,000 a year — recurring, every year the structure runs.
The third ten, compounding
Now add the pillar most setups ignore. Hold €300,000 of reserve at 10%+ gross and that is ~€30,000 a year the high-tax saver, whose cash sits at near-0%, simply never earns. Over five years the yield pillar alone can add a six-figure sum — which is why we treat it as a pillar, not an afterthought. For the full logic see why 10%+10%+10% beats pure low-tax jurisdictions. …and what the setup costs →
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We model your real figures, not round ones, before you commit. Start with the Method explained, or Book a Consultation.